Pet Insurance

Pet Insurance

More than half of UK households have a pet in residence. Currently, cats seem to be the most popular pets at 8 million with dogs not far behind at 6 million. There are about 3500 veterinary practices that specialise in treating every type of animal from horses and cows to ferrets and hamsters.

Veterinary practices are improving their services all the time and as human medicine progresses some of the diagnostic techniques and treatments find their way into veterinary practice. Most practices now have wide-ranging facilities such as multi-parameter monitoring during anaesthesia, digital x-ray equipment, an in-house laboratory, ultrasound scanning and intensive care/isolation wards to name but a few. Treatment can be costly; repairing broken bones following an accident  can easily exceed £1500, particularly if referral to a specialist is needed. This may come as quite a shock and so it’s not surprising that more and more pet owners are taking out insurance policies, and the majority of veterinary staff also have insurance for their pets. Most species can be insured for reasonable monthly payments. Please be sure to ask for a lifetime policy and not an annual one, as with the latter a condition occurring during one year’s cover is usually then excluded from your ongoing plan, and you may be left funding a chronic condition for many years to come.

Why do pets need health insurance?

What is covered?

What is not covered?

How do I make a claim?

Which is the best pet health insurance policy?

When To Take Out A Policy

What Do You Get For Your Money?

Third Party Liability

Premium Levels

Exclusions

Summary